Terms & Conditions

Introduction

These Website Standard Terms And Conditions (these “Terms” or these “Website Standard Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions.

The Fidelis Partnership Regulatory Status

Various of the companies within The Fidelis Partnership group of companies (“The Fidelis Partnership”) are authorised and regulated in relevant jurisdictions as insurance intermediaries. The details of each of these entities are as follows:

Pine Walk Capital Limited (trading as The Fidelis Partnership) is incorporated and registered in England and Wales with company number 10846939, whose registered office address is at 22 Bishopsgate Level 42, London, United Kingdom, EC2N 4BQ. Pine Walk Capital Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 949934).

Pine Walk Europe Limited is incorporated and registered in Ireland with company number 802693, whose registered office address is at 70 Sir John Rogerson’s Quay, Dublin 2, Ireland. Pine Walk Europe Limited, trading as The Fidelis Partnership, is authorised and regulated by the Central Bank of Ireland (Firm Reference Number: C559862).

Pine Walk Europe (UK Branch)* is the UK establishment of Pine Walk Europe Limited (UK establishment no. BR022903), with its registered UK establishment office address at 22 Bishopsgate, Level 42, London, EC2N 4BQ. The UK Branch of Pine Walk Europe Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 981781).

Fidelis Opco Limited, trading as Fidelis MEASA, is a private company limited by shares incorporated in the Abu Dhabi Global Market with company number 17331 and whose registered office address is at Unit 11, Floor 3, Al Maryah Tower, Abu Dhabi Global Market Square, Al Maryah Island, Abu Dhabi, UAE. It is authorised and regulated by the ADGM Financial Services Regulatory Authority (Financial Services Permission Number: 240024) to conduct Insurance Intermediation and Insurance Management Activities.

TFP Bermuda Limited is incorporated and registered in Bermuda with company number 202201144, whose registered office address is at Richmond House, 12 Par-la-Ville Road, Hamilton HM08, Bermuda and is authorised and regulated by the Bermuda Monetary Authority (Firm Reference Number: 202201144).

* When acting in connection with a contract of (Re)Insurance, employees or representatives only represent Pine Walk Europe Limited in Ireland and do not carry out any regulated activities through Pine Walk Europe (UK Branch) other than as maybe necessary to assist the insurance distribution activities of Pine Walk Europe Limited in Ireland.  All business is conducted from, or for, Pine Walk Europe Limited in Ireland, in accordance with the applicable laws of Ireland and any conduct regulation is the responsibility of the Central Bank of Ireland and/or where relevant, another relevant EEA regulator.

Intellectual Property Rights

Under these Terms, The Fidelis Partnership and/or its licensors own all rights to the intellectual property and material contained on this Website, and all such rights are reserved.

You are granted a limited  licence only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.

Restrictions

You are expressly and emphatically restricted from all of the following:

1. publishing any Website material in any media;
2. selling, sublicensing and/or otherwise commercializing any Website material;
3. publicly performing and/or showing any Website material;
4. using this Website in any way that is, or may be, damaging to this Website or to any person or business entity, including Fidelis Partnership;
5. using this Website in any way that impacts user access to this Website;
6. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to this Website, or to any person or business entity, including Fidelis Partnership;
7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website; or
8. using this Website to engage in any advertising or marketing.

No Warranties

This Website is provided “as is,” with all faults, and The Fidelis Partnership makes no express or implied representations or warranties, of any kind related to this Website or to the accuracy of the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing recommendation or advice to you.

Limitation of Liability

In no event shall The Fidelis Partnership, nor any of its officers, directors and employees, be liable to you for any direct, indirect, consequential or special loss or damage arising out of or in any way connected with your use of or inability to use this Website, or use of or reliance on any content displayed on our Website, whether such liability is arising under contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable.

Nothing in these Terms limits The Fidelis Partnership’s liability for death or personal injury resulting from The Fidelis Partnership’s negligence, for fraud or fraudulent misrepresentation, or any other liability which may not be lawfully excluded.

Indemnification

You hereby indemnify to the fullest extent The Fidelis Partnership from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Variation of Terms

The Fidelis Partnership is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

Assignment

The Fidelis Partnership shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms, including any legal notices and disclaimers and the Privacy Notice contained on this Website, constitute the entire agreement between The Fidelis Partnership and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of England and Wales, and you submit to the exclusive jurisdiction of the courts located in England and Wales for the resolution of any disputes.